• Commercial Real Estate & Leasehold Improvements

    Purchase or lease; we can help with your business expansion

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  • Equipment & Machinery

    Equipped to help your financing needs

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  • Debt Refinance

    Refinance debt on existing eligible fixed assets

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  • Renewable Energy

    Go Green with HEDCO LDC

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  • Success Stories

    Proud to assist small businesses for 30 years

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ELIGIBLE PURPOSES (fixed assets w/minimum economic life of 10 years)

  • Commercial Real Estate (land, improvements, new & existing buildings, commercial condos, office units)
  • Equipment and Machinery
  • Leasehold improvements (lease term must be longer than 504 loan term)
  • Green Energy/Energy Efficient  (photo voltaic, wind, geothermal, etc.)
  • Marine facilities including commercial vessels
  • Soft costs related to the project


  • For-profit operating entity
  • Located in the United States (includes territories and possessions)
  • Organized as a sole proprietor, partnership, corporation or limited- liability corporation (LLC)
  • Meets Economic Development Objectives:
    • Job Creation of 1 position per $75,000 of SBA Debenture OR Meet community development or public policy goals as defined by SBA.
  • Meets the size requirement:
    • Tangible net worth of $15 million or less  AND  Average after-tax net profits of $5 million or less for the most recent 2-years


  • Existing Building/Unit:  Business must occupy at least 51% of the improvement’s total usable sq. ft.
  • New Construction: Business must initially occupy 60% of the improvement’s total usable sq. ft. with additional occupancy to 80% within 3 years, and 100% occupancy within 10 years.