• Commercial Real Estate & Leasehold Improvements

    Purchase or lease; we can help with your business expansion

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  • Equipment & Machinery

    Equipped to help your financing needs

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  • Debt Refinance

    Refinance debt on existing eligible fixed assets

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  • Renewable Energy

    Go Green with HEDCO LDC

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  • Success Stories

    Proud to assist small businesses for 30 years

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Success Stories


Superb Sushi (Honolulu, Hawaii)

Kevin Higa, owner of Superb Sushi, a premier sushi caterer for the past 25+ years needed a larger facility to accommodate its growth. When the ideal location was found Kevin partnered with HEDCO LDC-SBA 504 Loan Program and his lender Hawaii National Bank (Clayton Kanzaki) to purchase his own building for the business with just 10% down and a 20-year fixed-rate 504 loan for 40% of the project cost.
Kevin Higa: “HEDCO, made my dreams of having our own Superb Sushi building come true! Thank you HEDCO”!

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Merriman’s (Kamuela, Hawaii)

imgPeter Merriman and his wife Vicki operates Merriman’s, an upscale restaurant located on the Big Island that features locally grown produce, meats and fish for over 20 years. When the opportunity arose for the purchase of the property the restaurant was located in they partnered with HEDCO LDC –SBA 504 Loan Program and Bank of Hawaii- Maui BBC to finance the acquisition. This enabled the Merriman’s to acquire their own fee-simple commercial property with just 10% down and a 20-year fixed-rate 504 loan for a portion of the project cost.

Kalaheo Coffee Co., Inc. (Kauai)






John and Kristina Ferguson have operated the Kalaheo Cafe & Coffee Company since 1994. As the business outgrew its original location, they decided to purchase a vacant property along Kaumualii Highway in Kalaheo, Kauai, and build a new cafe with a larger commercial kitchen to accommodate their current and future production needs. With the assistance of HEDCO LDC- SBA 504 Loan Program that required only 10% down payment, the Ferguson’s dream cafe and coffeee house became a reality.

Written by shawn